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Your One Stop Shop for All your Mortgage Needs!

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Welcome to Jolt Capital.

We are dedicated to helping individuals and families achieve their homeownership dreams. With years of experience in the mortgage industry, our team of experienced mortgage loan originators is committed to providing personalized solutions tailored to your unique financial goals. Whether you’re a first-time homebuyer, looking to refinance, or considering an investment property, is your trusted partner in navigating the mortgage landscape. Contact us today to start your path toward homeownership.
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Gaining expertise leads to greater confidence.

Mortgage Basics

Everything to know about buying a home.

Refinancing

Understand the ins and outs of refinancing.

Explore Rates

See today's interest rates and estimate yours.

ALL-IN-ONE SOLUTION

Our Loan Process...

STRATEGY CALL

Do your strategy consultation call with professionals

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Your Home Loan Could Be

Fully Funded 30 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with for your home loan, commercial property and investment program as well as refinance options, you can get your money and do what you want with it – usually in less than 30 days.

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Happy military family enjoying in time together at home.
Creating a new family concept , marriage, love, buying a house for a new beginning of a married life
Retired Senior Couple Looking at Front of House
Happy teenager daughter lies on floor and draws, young asian lady and guy resting on couch in living room

Why People Choose Us

Our first time home buyers and homeowners who refinance their homes cite our client service, amazing rates, and easy process as the top reasons they love working with us.

Dedicated Specialists

Our team of mortgage experts will help guide you through your loan process!

Success Stories

Join the hundreds of Florida families who buy and refinance their homes with Jolt Capital’s easy and amazing programs.

Free Estimates

Our estimates are free and at no-commitment. You can schedule a free prequalification or try our mortgage calculator.

6 Ways We Help You Lock in Lower Rates

Let our experienced team to guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.

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Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
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Today's Mortgage Rates

Our clients are the foundation of our success.

3rd Party Client Reviews

☆☆☆☆☆ 5/5

Client reviews from around the internet.

Susan B. Cape Coral, FL

Had the pleasure to do business with this lender to Pre-Qualify for purchase of new property. Then do to low rates offered, terms, we also refinance another piece of property. Excellent rates, service, communication with lender. Would recommend this lender to anyone interested in a new mortgage or refinancing needs

Farah Cape Coral, FL

My daughter and I were in search of a home for over 6 months. We finally found our happy home after switching our agent to . is a man of integrity, which is the most valuable quality anyone can have. He is kind, reliable, calm, generous, intelligent and has the most amazing smile. No matter how stressed u are about all aspects of a home purchase, he makes u smile. I wish there were more people out there like him. We are forever grateful to you! Keep being amazing.

Steve Sabillo Coral Gables, FL

“I would recommend Ian to anyone seeking a residential loan as well as for any other financial services. He was amazingly supportive and timely during our home hunting process. Thanks , and your team, for all of the help! We will keep in touch for future business transactions.

Sacstate10 Miami, FL

As a first time home buyer, we were a little intimidated by the mortgage process. Thank goodness we found who made the entire mortgage experience much less daunting and manageable. His extensive industry knowledge and experience was abundantly obvious from the first time we met with which was refreshing after having met with a few other potential brokers.

Nate S Miami, FL

is a pleasure to work with him. If you are looking for timely and clear communication, solid advice when to lock a great rate, and a professional experience throughout, then call for your next home purchase or refi. Thank you for your help with my refi, I’m looking forward to our next transaction in the near future!

Tania Hudson Venice, FL

really was on top of everything. He knew I didn’t know anything about real estate and took the time to explain everything to me carefully to make sure I understood. He was constantly in communication with me and offered me many options to make sure I was comfortable with my decision. My experience was so wonderful I referred my sister to him on her recent home purchase. Thanks for being so good at what you do!

Scottle70 SACRAMENTO, CA

Great, friendly and well-rounded loan officer. He answered all of the questions that I had and especially they are very complicated questions in my case. I am very confident in him to get the job done. Thank you .

Tinamochelle5 Miami, FL

is the best in the business! He’s always available and saved us when we almost lost our dream home by using someone whom was inept in dealing with the loan and real-estate process. I would recommend him to anyone and everyone looking to buy a home. Thank you !

Robertylyons Ft Lauderdale, FL

an was able to get me a loan with 10% down. I spoke with over 10 lenders, they all said no. Ian said yes, and got the loan closed in under 28 days. He exceeded my agents expectations and my expectations. The level of service Ian and his team gave me was beyond exceptional. Very responsive, answered his phone on weekends and always available.

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Frequently Asked Questions

Our mission is to deliver reliable, latest news and opinions.
As a first time home buyer, your home buying options depend on various factors: your credit score, your income, your work history. We can help you find your buying options.
You should apply to buy a home whenever you feel financially ready. Whether you think your credit score, income, or current rates come into play the most important part is being financially ready.
Yes! Lots of buyers who purchased homes within the past few years may see today’s current rates and wonder how they can take advantage of these rates. We can help you refinance and lower your mortgage.
Your first step in buying a home is to get prequalified! You must know how much you can afford on a home loan prior to begin hunting for a house. Ask us how we can help you find your current home buying options.

WHAT ARE YOUR GOALS?

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Company NMLS: 2665448

The key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

Equal Housing Opportunity

Contact Us

  • 250 Catalonia Ave STE 701 Coral Gables, FL 33155
  • (786) 640-3421
  • iperez@joltcapitalusa.com

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For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.